Hey there! Have you ever wondered why some people suggest diving directly into the stock market? Honestly, I’ve never quite understood it myself. Sure, there are benefits to picking your own stocks, but there are plenty of perks to investing in mutual funds too.  If you’re not a finance whiz, mutual funds are a fantastic option. They help you save ...

If you have a credit card and you have more than one credit card, then this question must have come to your mind that I wish I could bill one credit card for another? But let me tell you – In India, it is generally not possible to pay one credit card bill directly with another credit card. But some ...

You’ve probably heard it a million times: “You should invest” or “Save your money.” But no one really tells you where to invest or how to start, right? It can be confusing and a bit overwhelming. Don’t worry, though – I’m here to guide you through it all in simple, easy-to-understand terms. I also faced the same issue and it ...

A government-backed savings programme designed specifically for elderly persons in India is called the Senior Citizen Savings Scheme (SCSS). SCSS was established to give people 60 years of age and older stable income and financial stability. It is a tax-beneficial investment alternative that is both appealing and safe. This post explores the subtleties of SCSS, including how to invest in ...

As you Know, your savings account offer very low interest rate which know one likes. Then, you feel, it’s better to make it Fixed Deposit to earn more or open a recurring deposit account to get better and higher returns. But, do you know, there is a savings scheme which is safe and secured as it is backed by the ...

Starting your first job is a thrilling milestone, but it also comes with a host of new responsibilities, including managing your finances. One of the smartest moves you can make is to start investing early. When you get your first salary, everyone suggests starting investing but how to build savings habits with investment planning is not guided by anyone. I ...

You must have heard people suggesting you start SIP (Systematic Investment Plan) as early as possible to build wealth before retirement. SIPs not only create wealth but also help you develop a habit of investing and saving for future goals. Many of us have big dreams like buying a dream car, owning a house, paying for a child’s marriage, or ...

Many people have a steady income, but how they spend it is very important if they want to reach their financial goals, like taking that dream trip, paying for their child’s education, or having a safe retirement. Often, it’s hard to find a balance between paying for your needs and saving and investing for the future. In this case, the ...

You might be thinking why I am taking a figure of Rs. 25 lakhs as savings to turn it into monthly income. This is just an assumption, it can vary from individual to individual. This scenario i consider when you have no other liability or just want to invest to get a stable and safe monthly income  In this post, ...

If you are looking to buy a car, you must have thought of buying an electric vehicle as they are in increasing demand in India. The investment by Indian automobile industries has also increased to many fold in recent years. It looks like electric vehicles (EVs) could be a good answer, but are they also a good financial choice for ...