Having a home is every middle class dream in India. But, achieving it with managing finances is an essential part. However, having a loan is not considered a good financial decision in the middle family of India. But, as suggested, having a loan for your own home is not at all a bad idea. The only condition is you keep ...
Life is uncertain, it shows bad and good phases. With rising inflation, managing expenses is a herculean task and with advent of new technology, our job is becoming vulnerable too. You and I generally face unexpected expenses that hit hard on our finances and disturb our investment goals. That’s where an emergency fund comes in – a safety net to ...
Every middle class in India wants a regular income with government backing. One way is to invest in Government bonds and security through mutual funds, and another simple way, I have observed, is the Post Office Monthly Income Scheme (POMIS). In India, the Post Office Monthly Income Scheme (POMIS) is a popular way to invest, especially for people who don’t ...
“Instantly take personal loan without documentation”, this type of advertisement you must have noticed on different apps. Instant personal loans, also known as quick loans or instant cash loans, are unsecured loans offered by non-banking financial companies (NBFCs) and fintech platforms. Unlike traditional loans that involve lengthy approval processes and extensive documentation, instant personal loans leverage technology to expedite the ...
Setting aside a portion of your income isn’t just a recommendation; it should be an essential habit for leading a financially stress-free life. It’s no secret that many of our daily concerns arise from financial matters. Wouldn’t you agree? Everyone wants to save something from their salary on a monthly basis. But, many of us don’t know how to do ...
Owning an ideal car is a big accomplishment for a lot of people in India. And everyone requires the Best Strategies for Financing Car with EMI but no Interest. But in order to make this dream into reality, one must have strong financial planning and strategic decision-making skills else it can damage you financially. It’s crucial to take an essential ...
When you are thinking of starting a business, you have to keep in mind that it can be rewarding as well as challenging, especially in India. The Indian consumers are not so easy nuts to crack or convince them to get money out of their pockets. Being in contact with business owners, I also learn challenges and problems usually faced ...
Have you ever wanted to exceed the returns on your savings account or fixed deposit? If you are a beginner and eager to start saving for the future by exploring strategic investments or learning investment tactics. This post will discuss two popular investment strategies: Systematic Investment Plan (SIP) and Lump Sum investment, with the goal of maximizing investment returns. I ...
Do you want to retire early? The answer of course is yes. But, for that you have to save and invest on a monthly basis. 1 crore for retirement may be good for some, i won’t say for all. For every middle class person, it is difficult to save a good amount to get the dream amount for retirement. Question ...